Short-term medical insurance is a temporary healthcare coverage option, typically spanning a few months to a year. It is designed to bridge gaps in health insurance for individuals in transition, such as those between jobs or waiting for longer-term coverage to start. Short-term plans are often more affordable than traditional health insurance, but they may offer limited benefits and may not cover pre-existing conditions. They provide a safety net during periods of uncertainty, offering some protection against unexpected medical expenses until more comprehensive coverage can be secured.