Your utilization of the Service is your sole responsibility. The Service is offered on an "AS IS" and "AS AVAILABLE" basis, without any warranties, whether expressed or implied, including but not limited to merchantability, fitness for a particular purpose, non-infringement, or adherence to expected performance standards. By providing your name and contact information, you are expressly consenting through an electronic signature to receive communications, such as calls, text messages, and emails, from a licensed insurance agent at Modha Financial Group regarding various insurance plans, including Medicare, Dental, Vision, Prescription, Final Expense, Critical Illness, and Hospital Indemnity plans, at the provided contact number, including wireless numbers. You agree that these communications may use automated dialing systems or pre-recorded messages, even if your number is on a do-not-call registry. Standard message and data rates may apply, and you can opt out by texting STOP or request help by texting HELP. Message frequency may vary. Your agreement to this communication is not a requirement for enrollment, and you can withdraw your consent at any time. Enrollment is not obligatory, and the availability of benefits may vary based on plans and service areas.

Shilpa Modha Licensed in - AL, AR, AZ, CA, FL, GA, LA, IA, IL, KY, MD, MI, NY, OK, PA, SC, TX, VA, UT, - 19 states
Mahesh Modha Lincenced in - AL, AR, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MO, MS, NC, NJ, NY, OH, OK, PA, SC, TN, TX, VA - 25 states